Early Access · Founding Member Program

Financial Recovery.
Structured. Strategic. Protected.

Guilded is a structured educational system for rebuilding your financial position — built on consumer protection law, intelligent analysis, and guided recovery training.

Built for the DIY Credit Repair 101 community · by someone who's been in the trenches with you

Free Apprentice tier · No credit card required · Upgrade when ready

Encrypted document processing
Protected recovery environment
Educational guidance — not a credit repair company
Consumer protection law aligned

The Recovery System

How Guilded works

A five-stage process designed for systematic, durable credit recovery — not quick fixes.

01

Upload Your Report

Upload your credit report PDF. Guilded reads it securely and extracts every account, balance, and status on record.

02

AI Risk Analysis

The Guild AI identifies every dispute opportunity, FCRA violation, and risk factor — ranked by impact on your score.

03

Build Your Strategy

Seven structured training modules give you the consumer law knowledge and tactical frameworks your recovery requires.

04

Generate Actions

Dispute letters, debt validation requests, goodwill adjustments — generated for your specific accounts and situation.

05

Restore Your Position

Systematic, consistent action compounds over time. Track your rank advancement, XP, and recovery milestones.

Platform

Three integrated systems

All tiers

Credit Audit

Upload any credit report. Get a complete risk profile, account inventory, and dispute roadmap powered by AI analysis.

Apprentice+

Guild Academy

Seven structured training modules covering FCRA rights, collections combat, dispute strategy, utilization tactics, and long-term restoration.

All tiers

Guild Counsel

Tactical credit strategy guidance available throughout the platform, aligned with your current recovery phase and situation.

Pricing

Start free. Advance when ready.

The Apprentice tier gives you everything you need to start your recovery. Upgrade when you need deeper intelligence.

Apprentice

Free
No card required
  • 1 credit audit upload
  • 5 AI guidance questions / week
  • 4 foundational training modules
  • Basic dispute letter generation
  • Recovery roadmap
Most Popular

Journeyman

$25per month
  • Unlimited audits
  • 20 AI questions / month
  • All 7 training modules
  • Advanced dispute tactics
  • Bureau-specific targeting
  • Priority letter strategies

Master

$49per month
  • Everything in Journeyman
  • 100 AI questions / month
  • Arbitration playbook
  • Attorney-grade AI guidance
  • Advanced recovery intelligence

FAQ

Common questions

Educational Platform Notice

Guilded is an educational platform — not a credit repair company, law firm, or financial institution. All guidance is for informational purposes only. We teach you to use your own legal rights. Results vary based on individual credit profiles and the accuracy of information reported to bureaus.

Protected Enrollment

Create your account

Free Apprentice access — no payment required to start

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